• Careless Driving
• Speeding
• Failed to Stop at a Red Light or a Stop Sign
• Failed to Report and Remain at the Scene
• Following too Closely
• Driving without insurance…
Insurance firms in Ontario categorize convictions on your driving record as MAJOR and MINOR offences. Major offences include all criminal driving offences i.e. Impaired Driving, as well as the following Highway Traffic Act offences: Failure to Remain at the Scene of an Accident, Fail to Stop for Police, Careless Driving, Fail to Stop for a School Bus, Racing, Speeding over 50 km/h, Fail to Report Accident, Driving While Under Suspension and any G1 or G2 Drivers license conditions offences.
A major conviction can result in your insurance premium increasing by 300% or higher. Your insurance company may also choose not to renew your policy. You would then be labeled as a high risk driver and placed into the facility insurance category where the premiums are very high. You could remain in this category for the minimum of 3 years or longer.
• Speeding
• Failed to Stop at a Red Light or a Stop Sign
• Failed to Report and Remain at the Scene
• Following too Closely
• Driving without insurance…
Insurance firms in Ontario categorize convictions on your driving record as MAJOR and MINOR offences. Major offences include all criminal driving offences i.e. Impaired Driving, as well as the following Highway Traffic Act offences: Failure to Remain at the Scene of an Accident, Fail to Stop for Police, Careless Driving, Fail to Stop for a School Bus, Racing, Speeding over 50 km/h, Fail to Report Accident, Driving While Under Suspension and any G1 or G2 Drivers license conditions offences.
A major conviction can result in your insurance premium increasing by 300% or higher. Your insurance company may also choose not to renew your policy. You would then be labeled as a high risk driver and placed into the facility insurance category where the premiums are very high. You could remain in this category for the minimum of 3 years or longer.
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